📋 Tender Overview
Project ID: 56912
Status: Pending Approval
Location: Kosovo
Business Sector: Financial Institutions
Notice Type: Private
Environmental Category: FI
Approval Date: 28 Oct 2025
Disclosure date: 29 Oct 2025
Project Description
A senior unsecured MSME loan of up to EUR 5.5 million under the Financial Intermediaries Framework (FIF) to Kreditimi Rural i Kosoves (KRK), with proceeds to be used for on-lending to MSMEs in Kosovo in accordance with the FIF Policy Statement. The loan will consist of two tranches of EUR 2 million and EUR 3.5 million (uncommitted).
Project Objectives
The loan will contribute to KRK's strategy to expand lending to the MSME segment, particularly in agricultural and manufacturing sectors, which remain underserved in Kosovo, and will scale up investments eligible under the EBRD's Green Economy Transition (GET) approach.
Transition Impact
ETI score: 60
The project contributes to the objectives of FIF, supporting the Competitive and Resilient TI qualities.
Competitive: The project will contribute towards building a more competitive financial sector by enhancing KRK's lending to privately owned MSMEs in Kosovo, with a focus on regional outreach and attraction of new clients.
Resilient: The project will contribute towards the resilience of the financial sector by ensuring prudent lending practices and adequate portfolio quality.
