📋 Tender Overview
Project ID: 56990
Status: Exploratory
Location: Kosovo
Business Sector: Financial Institutions
Notice Type: Private
Environmental Category: FI
Approval Date: 17 Dec 2025
Disclosure date: 12 Nov 2025
Project Description
A senior unsecured loan of up to €3 million to Raiffeisen Bank Kosovo (RBKO) under the FIF - Go Digital in the Western Balkans Programme (Go Digital).
The proceeds of the Bank's investment will be used for providing a combination of specialised financing for automation, digitalisation, competitiveness, and green technologies to eligible SMEs in accordance with the Policy Statement. At least 60 per cent of the total investments will be in eligible automation and digitalisation projects, of which at least 60 per cent will be Green Economy Transition (GET) eligible. Furthermore, at least 60 per cent of the total investments will be GET-eligible.
Project Objectives
The Go Digital project will support RBKO's strategy to: (i) advance innovation and competitiveness of the private sector through targeted investments and increased awareness-raising among SMEs in Kosovo for a higher utilisation of automation and digitalisation technologies; (ii) support the green economy transition; (iii) increase the capacity and trade potential of SMEs through increased access to finance to allow them to invest additional resources to introduce EU standards; and (iv) promote more equitable access to finance for automation and digitalisation investments for women-led SMEs, and improve the competitiveness and sustainability of end-benecifiaries' business operations.
Transition Impact
ETI score: 65
The project contributes to the overall objectives of Go Digital, supporting the Competitive and Green qualities. Go Digital aims to (i) support SMEs in accessing finance and increasing competitiveness through automation and digitalisation investments, and (ii) scale up investments in GET-eligible technologies by SMEs and contribute to building a green, low carbon economy.
