United States Independent Tender

Things began to change for Orthopaedics Rheumatology of the North Shore ORNS once our small independent practice realized we could no longer afford to operate as a defacto bank for patients.Like other provider groups across the nation our Skokie Illinois-based practice has been grappling with an ever-increasing mix of patients who hold high-deductible health plans HDHPs. While HDHPs may benefit health insurers bottom lines they can have the effect of severely hampering providers cash flow especially small groups like our four-provider practice.We recognized that in order to preserve the practices financial health we needed to implement a credit-card-on-file program. We knew that we couldnt afford to continue supporting the impact that high-deductible health plans were having on our cash flow especially when our patients deductibles average around 3000.