📋 Tender Overview
U.S. Senator Bob Casey D-PA released a report detailing his investigation into the consumer experience of shopping online for health insurance. Senator Caseys new report reveals the prevalence of short-term limited duration planscommonly known as junk plansthat may not cover pre-existing conditions being marketed to Pennsylvanians. This can leave individuals and families unprotected against exorbitant out-of-pocket health care costs.On November 1 Pennsylvanians will be able to sign up for or make changes to their health insurance plans through HealthCare.Gov. I am releasing this report ahead of Open Enrollment to warn consumers to beware of look-a-like websites that are promoting junk insurance plans that dont offer comprehensive coverage said Senator Casey. These junk plans have flourished because the Trump Administration has continuously worked to sabotage the health insurance market and roll back critical consumer protections. Consumers need to know how to avoid getting lured into health insurance plans that dont provide comprehensive coverage for people with pre-existing conditions.The report highlights what happened to Frank K. of Dover PA who shared his experience searching for health insurance online during a conference call hosted by Senator Casey.Insurance is complicated. I thought that I was purchasing a plan that would protect me. I thought my plan would be there for me but I was almost left holding the bag. The companies promoting short-term limited duration plans present them as a glorious product but to them its just a numbers game said Frank K. of Dover PA. People should know that if they are shopping for health insurance online they should visit the website HealthCare.Gov not any other site.Whether its sabotaging open enrollment or pushing junk insurance plans that dont cover pre-existing conditions the Trump administration is singularly focused on undermining Americans health care said Protect Our Care Executive Director Brad Woodhouse. The contrast couldnt be clearer Senate Democrats are focused on saving vital protections for millions of Americans with pre-existing conditions and funding open-enrollment while Republican Senators want to send us back to the days when insurance companies could deny coverage or charge more for people with pre-existing conditions. The vote on the Protect Pre-Existing Conditions Act this week will put Republican Senators continued deference to the Trump administrations sabotage agenda on full display and make them choose between their constituents well-being or the presidents war on health care.In 2018 the Trump Administration reversed federal regulations and allowed individuals to purchase junk plans for a full year with the option to renew for up to three more years. This action is part of the Administrations plan to sabotage health insurance coverage for millions of Americans. It has allowed a health insurance product short-term limited duration plans to flourish. Insurance companies market these products to consumers online in some cases pretending to be HealthCare.Gov even when they have no affiliation with the website. Most likely the plans offered on these look-a-like websites fail to provide consumers the protection they need from extreme out-of-pocket health care costs. Senator Caseys report explains how individuals and families can avoid being lured into junk plans and calls for the Administration to reverse this harmful rule.
