📋 Tender Overview
The Cabinet of Ministers approved the terms of the Affordable mortgage program initiated by the President of Ukraine Volodymyr Zelenskyi.The program will start operating on October 1 2022 and it will be provided by the state company Ukrfinzhitlo. Medical workers military personnel teachers scientists etc. will be able to get a soft loan at 3 for 20 years with an initial contribution of 20 of the real estate value.Employers will also be able to compensate the initial contribution and part of the loan through budget programs the amount of compensation will depend on years of service.Medical workers candidates for participation in the program must be adult citizens of Ukraine younger than 70 years old be able to pay and be able to make payments for repayment and servicing of the loan. Residential real estate owned by them must not exceed 52.5 square meters. m and additional 21 square meters. m for each family member. At the same time real estate located in the area of hostilities or in the territory that is under temporary occupation encirclement blockade will not be taken into account.Under the Affordable mortgage program it will be possible to purchase housing located on the territory of Ukraine with a total area of up to 52.5 square meters. m 21 sq. m for each family member. If we are talking about a regional center housing should not be older than 10 years and its value should not exceed the estimated value.The mortgaged housing must be insured against the risks of accidental destruction or accidental damage for the full appraised value.The application for participation in the program can be submitted through the Diya portal.
