📋 Tender Overview
* Program of the Ministry of Education Finish studies with an annual effective rate of 4.04 %. * Those who left their higher studies can also apply until June 1.Students with high academic performance in universities and institutes can continue their professional career with the State Credit Financing, and return the loan received up to 7 years after finishing their higher studies; That is, when they are professionals.
This opportunity of the National Scholarship and Educational Credit Program (PRONABEC), of the Ministry of Education, seeks to give more access to higher education to talented Peruvians that do not have sufficient resources to continue their career, so that in its 2025 call, 100 educational credits are offered at the national level with an annual effective rate of 4.04 %, a very low interest compared to loans from other financial entities.
Pronabec also allows the beneficiaries of educational credits to request a year of grace period to just initiate the loan payment, which means that it begins when the beneficiary already has greater revenue possibilities.
Flexible coverage
The financing adapts to the needs of the applicant, who can choose the academic and non -academic concepts of which coverage, among them: among them:
Tuition
Study pension
Degree
Feeding
Local mobility
Desktop supplies
Laptop or similar nature equipment.
It is important to keep in mind that there are no outstanding debts with universities or institutes.
Requirements to postulate
Have Peruvian nationality, with permanent residence within the national territory
Have high academic performance at a university or institute eligible for the contest: at least, belong to the upper third in the last cycle culminated
On a completed academic year:
Those who have a current registration, in case of universities, must take between the fourth and the antepenultimate academic cycle or between the second and the penultimate year; In the case of institutes, between the third and the last last cycle or the second year.
Those who have stopped studying must have done so in academic cycles 2024-I, 2024-II or 2025-I, or in the 2024 and 2025 academic years.
Prove a monthly gross income per capita family equal to or less than S/ 7910
Sign statements and formats generated by the electronic postulation module
In addition, applicants must have a guarantor, that is, a person who will assume the commitment to reimburse the loan received if it is breached with the payments of this. In the case, the applicant is a minor, must count on a payment manager who will voluntarily assume the ownership of the debt until the age of majority is fulfilled.
People from different parts of the country can participate. The application process is virtual and free through www.pronabec.gob.pe/credito-pro/, until 11.59 p. m. on Sunday, June 1. Those interested should carefully review the characteristics of the contest in the bases published on the website. Given consultations, they can write to the social networks of the pronabec, to the institutional WhatsApp 914 121 106 or call the free line 0800 000 18 or the telephone central (01) 612 8230.
This news belongs to the compendiums news about educational credits, scholarships and credits offered by the pronabec
