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At the closing and awarding ceremony of the HACK IN BANKING TOGETHER 2026 competition taking place on June 7 at Hanoi University of Science and Technology, the VICT student group excellently won the First Prize with the solution of 3-layer MSMEs/SMEs credit scoring system after 36 hours of continuous product development. This result shows the trend of students increasingly proactively applying AI and digital technology to solve practical business problems. HACK IN BANKING TOGETHER 2026 is a technology innovation competition and hackathon that attracts 332 contestants from 86 teams from 33 universities across the country to participate. Competition teams focus on developing solutions to issues of concern to the finance and banking industry, such as multilingual chatbots, voice banking, credit scoring with non-traditional data, market sentiment analysis from news and social networks or AI applications to support personal financial planning. Download Associate Professor, Dr. Huynh Quyet Thang said that the change in AI creates pressure but also an opportunity for students to create highly applicable products - Photo: VGP/Thu Trang According to Associate Professor, Dr. Huynh Quyet Thang, Deputy Director of Hanoi University of Science and Technology, in the past 18 months, AI has had a strong impact on the field of digital technology, helping to significantly shorten the life cycle of applied products. This not only creates pressure for continuous innovation, but also opens up opportunities for students to realize their ideas faster and create products with practical applications. This trend also reflects a change in training methods at universities, when students are encouraged to learn through practical experience, develop products and solve specific business problems instead of just accessing theoretical knowledge. Assessing the capacity of current students, Associate Professor, PhD. Nguyen Binh Minh, Director of the Institute of Technology and Digital Economy (Hanoi University of Science and Technology) said that the biggest challenge does not lie in technology but in the ability to convert learned knowledge into solutions for the specific needs of businesses and customers. Download Students have gradually approached difficult business problems - Photo: VGP - Thu Trang According to Mr. Minh, innovation competitions help students directly access real business problems, thereby better understanding the market, user needs and the ability to apply technology in the business environment. However, students still need to continue to supplement their skills in market research, understanding customer needs and commercializing products to improve the applicability of technology solutions. From such playgrounds, students not only have the opportunity to test new technology but also learn how to approach market and business needs - increasingly important skills in the digital economy. Thu TrangSee morePromoting the application of digital technology and artificial intelligence in higher educationSee moreWhy do universities determine the countrys core technology capacity?See morePrioritize training human resources in science and technology, improving the capacity of higher education institutions
