📋 Tender Overview
In 2025, SberInsurance paid out RUB 27.8 bn to retail and corporate clients under insurance contracts -- 35% more than a year earlier, according to management reporting data. The funds helped individuals cope with difficult life situations and enabled entrepreneurs to reduce the costs of restoring business operations. Individuals received the largest share of payouts (48%) -- RUB 13.3 bn. Auto insurance policies lead the way, accounting for 46% of the payout amount to such clients. Of these, drivers received RUB 3.7 bn under OSAGO policies and RUB 2.5 bn under KASKO policies -- a 65% increase compared to the previous year. Around RUB 2 bn (15%) was paid out to clients under mortgage insurance programs. The largest volume of payouts to corporate clients went to property insurance -- RUB 7.3 bn (59%). Auto insurance payouts came in second place at RUB 3 bn (24%), doubling compared to the previous year. For clients under voluntary medical insurance programs, services worth a total of RUB 2.2 bn were arranged. The companys premiums for 2025 amounted to RUB 94.7 bn, 23% more than in 2024. Of this amount, RUB 66.1 bn came from retail insurance programs, RUB 22.6 bn from corporate insurance, and RUB 6 bn from voluntary medical insurance. Net profit reached nearly RUB 23 bn, up 7% year-on-year.
