📋 Tender Overview
Sber, in collaboration with carsharing service Citydrive, introduced a subsidized car loan for used vehicles. This marks the first such product in Russia, as previously subsidized programs were restricted to new cars. Now, attractive terms are available for cars from the carsharing fleet that have passed thorough technical inspections. Vehicles sold after usage in the carsharing service typically come at a discount of 20% below market prices. When combined with Sbers loan, savings for customers can reach up to 25%. Unlike many privately sold cars, these vehicles have documented service records maintained according to manufacturer standards and a clear ownership history, with Citydrive (legally represented by NTS LLC) being the sole owner. The entire transaction occurs within Sbers ecosystem for car owners, of which Citydrive is a partner. Potential borrowers can apply for the loan at the Citydrive showroom in Moscow (27 Yaroslavskoye Highway). Upon purchase, clients gain access to a host of advantages in the Auto section of the SberBank Online app, including easy loan repayment, vehicle maintenance scheduling, insurance renewal, and more. Offering the first subsidized loan for pre-owned cars meets the persistent demand for good-condition used vehicles. For Sber, this move complements its strategy to develop integrated offerings for car owners, blending financial and service solutions. For Citydrive, it represents a significant step in monetizing its fleet by selling vehicles with certified histories.
