📋 Tender Overview
Fraudsters have started using a new mortgage fraud scheme: they, on behalf of a bank employee, assure potential victims that they have a mortgage delinquency, after which they ask them to provide the data and codes from the SMS to resolve the problem. The VTB press service told RBC about the new scheme. If the person does not have a mortgage, the call is interrupted. But if they do, then, despite objections, the fraudsters continue to convince the potential victim about problems with the bank that need to be resolved urgently. Moreover, they claim that information about the delinquency is in the Credit History Bureau, the bank said. If they receive personal data and a code from an SMS, fraudsters can gain access to the personal account of Gosuslugi and then to the online bank to steal money or apply for loans.
At the same time, fraudsters specifically draw the interlocutors attention to the fact that they have no right to request personal information, so they send a code in an SMS for confirmation, which they ask to voice, counting on the potential victims carelessness, VTB noted. The new scheme concerns mortgage payments, which people usually treat very responsibly. The result of interaction with fraudsters can be sad: in the absence of overdue payments on the loan, a person can also lose savings or even end up in debt to the bank if a loan is issued in his name. Therefore, we urge you to carefully study each fraudulent scenario and share this information with family and friends, said VTB Senior Vice President, Head of the Digital Business Department Nikita Chugunov.
In early June, the head of the Ministry of Digital Development, Maksut Shadayev, spoke about the departments plans to change the procedure for processing loans in microfinance organizations (MFOs) through the public services portal in order to close the possibility for fraudsters to withdraw funds to their accounts using other peoples accounts. From the Gosuslugi account, you can submit all the documents for receiving a loan, but specify the details of another persons bank card, then the money is withdrawn directly in the application, conditionally, to a dropper, a fictitious person, the minister explained. Before that, he also reported that the Ministry of Digital Development is developing a bill to ban mass spam calls, including robotic ones. The minister clarified that the overwhelming majority of operators have already connected to the Roskomnadzor system for combating such calls - Antifraud.
