📋 Tender Overview
The State Duma may postpone the entry into force of the draft provisions, which propose to extend the OSAGO policy to the territory of Belarus, to January 1, 2025. This was stated by the head of the commission of the Parliamentary Assembly of the Union of Belarus and Russia on legislation and regulations, the head of the Duma commission on regulations Viktor Pinsky.
He recalled that a model law on the system of compulsory civil liability insurance for vehicle owners had been previously adopted.
"The implementation of the model legislative act provides for amendments to the legislation of Belarus and Russia. We know that a draft amendment to the law on insurance was submitted to the State Duma in August, and a presidential decree was prepared in Belarus <…>. At the request of our colleagues from Belarus, due to certain circumstances, there was a request to make this decree come into force on January 1, 2025. And, accordingly, we asked the State Duma to also make the amendments to the law on insurance come into force on January 1. That is, they should happen synchronously," the head of the commission said.
About the bill
The Russian government submitted the said bill to the State Duma in August. The chamber of parliament adopted it in the first reading in September. The bill provides for the creation of a single system of compulsory motor third party liability insurance within the Union State. According to the document, only insurers with a permanent location in Russia or Belarus may have the right to conclude an MTPL contract within the Union State insurance system. The car itself must be registered in the territory of the Union State.
In addition, the operator of the automated information insurance system, in order to verify the fact of concluding MTPL contracts, as well as to combat insurance fraud, when drivers cross the state border of the Russian Federation, carries out a real-time exchange of information (including personal data) on concluded contracts of insurance of civil liability of vehicle owners with employees of the internal affairs agencies, customs authorities, a professional association of insurers, including foreign associations. This also applies to information on insurance compensation payments made under MTPL contracts for damage caused to the life, health and property of the victim as a result of an accident.
According to the bill, confirmation of the driver's fulfillment of the insurance obligation is the presence of data on the concluded OSAGO contract in this automated information system. "The fact of concluding an insurance contract within the framework of the insurance system of the Union State can be verified by authorized state bodies by requesting information about it in the automated information system of compulsory insurance in real time," the explanatory note says. According to the original version of the bill, if adopted, the document should enter into force on October 1, 2024.
