📋 Tender Overview
Insurance company Sberbank insurance a Sberbank subsidiary has included emergency risks in the insurance programs right after the law on housing insurance against emergencies was introduced. Now Sberbank insurance policies offer the fullest property insurance coverage thanks to it clients can receive insurance payment for both the damaged building and the property inside of it.Previously the company insured property against most widespread risks fire lightning strikes illegal acts of third parties etc. and natural disasters that are only part of emergency risks. Now the emergency risks are fully included in Home Security and House Security. Under accepted practices the full emergency risk insurance is usually an exceptional case.Under the updated terms Sberbank can insure apartments and houses against such emergencies as different man-made disasters explosion accidents at production facilities transportation public utility and engineering infrastructure and other natural and man-made emergencies. In addition in its policy the company included insurance coverage of structural building components such as walls concrete slabs partition walls windows doors and balconies.In addition to insurance against total destruction damage to exterior interior and engineering equipment the policy covers civil liabilities and movable property that is placed in the building.An apartment insurance policy against emergency risks valued under the RUB 900000 coverage costs RUB 2990 a year or RUB 250 a month. A house insurance policy with the same value costs RUB 3490 a year or RUB 290 a month.
