📋 Tender Overview
Telephone scammers have begun to use more complex fraudulent schemes, which can consist of two or even three stages, Alla Khrapunova, curator of the People's Front platform "Moshelovka", told RIA Novosti.
"There are now more complex fraud schemes, two- and even three-stage ones. For example, fraudsters call on behalf of a mobile operator, trick the victim into giving them a code from an SMS, and use it to hack into their personal account on Gosuslugi, but that is not the end goal," Khrapunova said.
According to the expert, after some time, the same person starts receiving calls from a "fake assistant", who tells a story that he is a representative of "Gosuslugi" and has noticed activity in the victim's personal account, or that he is an employee of Rosfinmonitoring and is observing how loans are taken out from banks in the name of the victim.
"Second-level scammers convince the victim that their accounts are in danger, which requires withdrawing all funds to "safe" accounts. The active stage of processing the victim begins at the second stage of the scheme," she added.
The curator of the "Moshelovka" platform told about another multi-stage scheme: first, the fraudsters hacked the personal account on "Gosuslugi" by receiving a code from an SMS, changed the password upon login, and also changed the wording of the security question to the following text: "Your account has been hacked, call 8-800...".
"When attempting to log into an account due to the scammers changing their password, the victim is forced to go through a recovery procedure, as a result of which they end up on a security question page, read the text distorted by the scammers, and without thinking, start calling them on the phone number provided," Khrapunova noted.
As the expert emphasized, the second stage of deception, just like in the previous case, is the main and more active one. The victim is convinced to transfer all the money to safe accounts, take out loans from banks and also send them to the scammers.
