📋 Tender Overview
Such a practice in electronic sales of compulsory motor third party liability insurance voluntary types of insurance as well as other services for example air and train tickets misleads people and violates the right of consumers to free choice the Bank of Russia said in a newsletter.As the analysis of applications received by the Bank of Russia shows sometimes at the stage of drawing up the main insurance contract or other service a citizen receives an offer with an already completed consent to purchase additional insurance on his behalf. Thus when paying the money is debited taking into account the purchase of an additional policy.According to the law payment for insurance occurs after a person has read the terms and conditions of insurance. The mark of consent automatically affixed in advance by the insurer insurance agent or broker for the client is not a confirmation of familiarization with the terms of the additional insurance contract the letter says.The regulator pays special attention to the fact that the application form for concluding an OSAGO agreement is established by the Bank of Russia and does not contain any paragraphs and lines about the citizens consent to voluntary insurance. At the same time the imposition of additional services in the sale of policies for compulsory types of insurance entails administrative responsibility.
