📋 Tender Overview
The government has submitted a bill on this to the State Duma. It is planned to create state information systems where all suspicious activity will be recorded. Mandatory labeling of calls is planned. A ban on the transfer of SIM cards to third parties is being introduced. Citizens will be able to impose a ban on concluding mobile communications contracts without personal presence. Bank employees will be prohibited from using instant messengers. Remote opening of accounts and taking out loans will be restricted.
Everyone will be recorded
The government has submitted to the State Duma a framework bill on the creation of a state system for combating offenses using IT technologies. In this regard, it is planned to create two information systems. The first will be designed to identify fake websites of government agencies and organizations. With the help of this system, among other things, various government agencies, the Prosecutor General's Office, and the Central Bank will interact. The Ministry of Digital Development will be responsible. The source of information will be information received from government agencies, the Central Bank, citizens, and organizations.
Another state information system will be needed to combat offenses committed using information and telecommunications technologies. It will store, among other things, vectors of a single biometric system obtained on the basis of voice recordings of persons committing illegal acts, subscriber numbers of such persons, as well as their victims. Access to this system will also be provided to the prosecutor's office, the Central Bank, and law enforcement agencies.
In addition, the law on banks and banking activities and a number of other laws introduce provisions on the specifics of using messengers in the activities of, for example, credit institutions. Their employees (as well as employees of the Central Bank, government agencies, and communications operators) will be prohibited from using messengers belonging to foreign legal entities or foreign citizens. The use of messengers with Russian roots will be allowed after the said employees have undergone identification and authentication using the relevant state information system ( 842276-8 ).
Remote financial services
Authentication using a single biometric system will have to be mandatory if a bank allows individuals to open accounts, deposits or receive loans using a website or mobile application. Identification of a client on behalf of a microfinance organization will have to be carried out only in the personal presence of such an individual client or using a single biometric system.
A requirement will also be established that when issuing a consumer loan, MFIs or credit institutions on behalf of MFIs have the right to conduct simplified identification of an individual only by means of the personal submission of documents or certified copies by such a client. Changes are also being made to a number of other federal laws.
In the explanatory note, the authors indicate that, according to Roskomnadzor, 135 database leaks with records of more than 700 million Russians were recorded in 2024. So the problem of protecting personal data is still extremely relevant. A fifth of crimes in the field of information and telecommunications technologies are thefts from a bank account, and fraudsters use such methods as calls on behalf of bank employees or law enforcement agencies, advertisements for the purchase and sale of goods, remote registration of microloans, hacking social networks or messengers. According to the Ministry of Internal Affairs, the number of such crimes is constantly growing.
Mobile communications
This is also facilitated by such opportunities as the use by criminals of certain telecommunication technologies that are not sufficiently regulated by current legislation - virtual PBX, SIM boxes, etc. State agencies that conduct operational and investigative activities currently do not receive operational information about the passage of such telephone connections. All this is planned to be corrected by the bill.
The authors also explain that the bill introduces new mandatory rules for identifying and verifying the identity of users of communication services, as well as mandatory labeling of calls. After the bill is adopted, the name of the organization will be displayed on the user's phone screen, which will make it possible to understand whether the user is being called by a bank employee or a fraudster. In addition, the bill proposes to introduce mandatory notification of subscribers by communication operators about the receipt of a call initiated via the Internet or from abroad.
Another measure - the bill introduces a ban on the transfer of SIM cards to third parties. Citizens will be able to establish a ban on concluding contracts for the provision of mobile communications services without personal presence.
