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In the context of AI and digital financial models developing strongly, building a safe, transparent and cross-border digital environment is considered important for ASEAN to improve its competitiveness. Download the discussion Creating a regional financial technology ecosystem: From policy to action. This is the message shared by FPT General Director Nguyen Van Khoa at the high-level discussion Creating a regional financial technology ecosystem: From policy to action. The discussion is within the framework of the ASEAN Future Forum 2026. The biggest opportunity for ASEAN financial technology In the context that ASEAN is promoting digital economic integration, cross-border payments and AI application in the financial sector, the discussion is expected to contribute to finding solutions to promote innovation, while ensuring system safety and user rights in the digital environment. As a Vietnamese technology enterprise with many years of implementing digital transformation solutions for the financial industry Finance - banking in many markets around the world, FPT General Director shared from the practice of technology deployment and international cooperation experience. The biggest opportunity for ASEAN fintech is not only to have more new products, but to form a common trusted architecture for regional digital finance. That architecture needs to ensure innovation but safety, connectivity but respect for data sovereignty, AI application but accountability, Mr. Nguyen Van Khoa emphasized. According to Mr. Nguyen Van Khoa, ASEAN currently owns many important platforms for digital financial development such as digital payments, digital banking, fintech pilot programs or cross-border payment cooperation. However, differences in technical standards, data management, digital identification and monitoring mechanisms are still barriers that prevent initiatives from being able to connect effectively on a regional scale. In the context of increasingly digitized financial transactions, trust becomes a core factor for the market to develop sustainably. People need to be assured that their personal data is protected. Businesses need a transparent legal environment to innovate. Regulatory agencies also need tools effective enough to identify and control new risks arising from technology. Financial technology: Prioritizing cooperation in 3 areas From the perspective of technology businesses, FPT leaders proposed that ASEAN prioritize cooperation in three areas. First, promote a controlled financial data sharing mechanism, on the basis of user consent and privacy protection. This helps people and businesses access financial services more conveniently, while creating a foundation for new service models. Prime Minister Le Minh Hung chaired a meeting on the International Financial Center. Mr. Truong Gia Binh: FPT is ready to solve the countrys major technology problems. FPT joins the Global 6G Alliance initiated by Qualcomm. FPT signs a cooperation agreement to develop a large-scale data center worth up to 1 billion USD. Advanced testing and packaging of semiconductor chipsSecond, building general principles in AI governance. As AI is increasingly used for fraud detection, credit assessment, decision support and risk management, ensuring the transparency, explainability and accountability of these systems will become an increasingly important requirement. Third, strengthen coordination between countries in fraud warning, ensuring cybersecurity and monitoring cross-border financial risks. According to Mr. Khoa, technology not only creates new challenges but is also a tool to help regulatory agencies improve the effectiveness of monitoring and responding to risks. In addition to regional solutions, Mr. Nguyen Van Khoa believes that Vietnam can play an active role in connecting cooperative initiatives on cross-border payments, digital identification, AI applications in preventing financial fraud and supporting small and medium-sized enterprises to access financial services. Instead of aiming for a framework. Applying simultaneously to all countries, ASEAN can start from experimental models for specific problems, then gradually expand the scale of cooperation throughout the region.HM
