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(Chinhphu.vn)-The Party Committee of the Central Social Policy Bank (VBSP Central) has just issued Resolution No. 2093-NQ/DU on the implementation of the Politburos Resolution No. 57-NQ/TW of December 22, 2024 on breakthrough development of science, technology, innovation and digital transformation in VBSP. The Resolution of the Party Committee of VBSP has set very specific goals, innovating ways of thinking, how to do and liberate the capacity to promote breakthroughs in scientific and technological development, innovation and digital conversion. According to the guiding spirit of General Secretary, To Lam implements Resolution 57-NQ/TW is Resolution of liberating scientific thinking, Resolution to implement resolutions of the Resolution of the Resolution of the VCP of the VBS-N-N-N-N-N-N-N-N-Social Resolution Set very specific goals, innovate the way of thinking, how to do, and liberate the capacity to promote breakthroughs in scientific and technological development, innovation and digital transformation, creating a foundation for VBSP to develop strongly with the country in the new era. No boundaries with innovation and creativity to the highland district of Nam Nhun, Lai Chau province meet Ms. Lu Thi Dung, the chief of the newly understood, the accounting room of the VBSP department, the new accounting room is new to the new transaction office of the VBSP department. Geographic boundaries from 2008, currently working in poor mountainous districts of the border, the intellectual level is still low, leading to many difficulties in professional activities, but she has overcome the difficulties of individuals, constantly creating, participating and implementing initiatives and solutions applied in the implementation of the units duties, bringing practical effects. As the initiative Solutions to improve the quality of inspection and supervision before, during and after lending to social housing loans at VBSP transaction office of Nam Nhun district has contributed not to prevent errors in determining the loan level exceeding the loan demand, determining the proportion of completed volume in excess of the amount of purchased material volume of purchased materials and the total amount of cost of the loan. Improving the quality of authorization activities of the savings group and borrowing capital at the VBSP transaction office of Nam Nhun district that she participated in promoted the operation of savings and loans to be raised and stabilized with the scoring for evaluating the quality of authorized activities. In the last 5 years, every year she has been present in at least 1 initiative of the unit. In a wider viewing angle, innovation, creating a fulcrum to make the leading position in the whole system, the VBSP branch of Ho Chi Minh City. Hanoi. The initiative and creativity of the branch in the advisory work has supported the City Party Committee and City Peoples Committee. Hanoi effectively implemented conclusion No. 06-KL/TW dated June 10, 2021, Directive No. 39-CT/TW dated October 30, 2024 of the Secretariat and the VBSP development strategy to 2030. Not only that, it also created the motivation to support the Capital to develop sustainably through job creation support programs, supporting people to re-produce after CIVIVI-19; Advise gradually expand the scope of beneficiaries in the Capital Law amended in 2024 to create an important premise and legal basis to implement social policy credit in the new context ... Looking back on the period of 2020-2025, the total operating capital of the VBSP branch of Ho Chi Minh City. Hanoi increased by more than VND 9,226 billion, an average growth rate of 15.8% per year, of which the average entrusted capital from the city budget increased by VND 1,647 billion, bringing the total entrusted capital to now reached VND 11,198 billion, accounting for 63% of the total capital. streets throughout the country. Credit quality is always maintained, overdue debt accounts for only 0.02% of the total outstanding loans, and moreover, as in the program 1 million initiatives-force-to overcome difficulties, creativity, determination to win the CIVIV-19 epidemic in the period of 2020-2021, VBSP has 1,030 initiatives that help social policy credit activities not only are not interrupted in the epidemic period but also a few economic development. Regarding creative innovations and applying technology to VBSPs activities in recent years, especially, from 2021, implementing the Politburos Resolution No. 52-NQ/TW of September 27, 2019 on a number of guidelines and policies to actively participate in the fourth industrial revolution, the Central VBSP Party Committee issued Resolution No. 317-NQ/DU dated July 15 2030 . Based on the Resolution of the Party Committee on digital transformation, the General Director of VBSP has issued The digital conversion plan of VBSP by 2025, with orientations to 2030 .NHCSXH has increased investment, upgrading technical infrastructure, promoting digitalization of professional processes and developing products and services to modernize banking activities, improve customer service quality and improve the performance of customers. Currently VBSP is being implementedIntellect Core Banking system to digital banking platform to provide modern banking services. Research, provide products and services on the Mobile Banking system. Deploying the application of policy credit management in the whole system contributes to improving the effectiveness of the governments policy credit management ... The new breakthrough from thinking and clearing the resources, the speed, scale, potential, digital conversion level of VBSP are still slow, low compared to the general development trend and digital transformation in the banking industry. Facing that challenge and the current context requires a breakthrough in scientific and technological development, innovation and transformation in the spirit of the Politburo at Resolution No. 57-NQ/TW, the Central VBSP