📋 Tender Overview
Data from the Provincial Department of Science and Technology shows that as of August 24 our province has issued a total of 4894 science and technology loans with an amount of 20.013 billion yuan benefiting 2837 technology-based enterprises.It is reported that since the implementation of the Science and Technology Loan in 2019 the province has benefited from a wide range and the scope of cooperation has continued to expand. In December last year the Provincial Department of Science and Technology the Provincial Finance Office the Provincial Department of Finance the Provincial Department of Industry and Information Technology and the Fuzhou Central Sub-branch of the Peoples Bank of China jointly issued the Fujian Provincial Technology-based Small Medium and Micro Enterprise Loan Plan which will be implemented on January 1 this year. This round of Technology Loans has so far signed contracts with 23 partner institutions forming an effective model of Finance Technology Finance.The science and technology departments of our province sort out the service targets of science and technology loan and regularly collect the financing needs of enterprises by region and field. This year 69 enterprises have been collected with a capital demand of nearly 1.18 billion yuan and a series of point-to-point matching activities have been carried out.In order to solve the problem of asset-light technology-based small and medium-sized enterprises and existing banks there are differences in risk preference income and information asymmetry and financing difficulties. The provincial finance invests 200 million yuan each year to set up a special compensation fund to provide risk compensation and credit enhancement support for the provinces technology-based small medium and micro enterprise loans. The Provincial Department of Science and Technology the Provincial Finance Office the Provincial Department of Finance and the Provincial Department of Industry and Information Technology jointly issued the Fujian Provincial Technology-based Small and Medium-sized Enterprise Loan Plan Trial. During the new crown pneumonia epidemic in 2020 the four departments jointly issued the plan. The supplementary notice further expands the service scope of Science and Technology Loans which effectively promotes the provinces epidemic prevention and control and economic and social development. Reporter Li Ke