📋 Tender Overview
At the event of transforming the digital banking industry 2025, many banks and technology enterprises have introduced a new digital solution, focusing on artificial intelligence, non -touching payments and digital financial support platforms, towards optimal user experience and operating efficiency. Mr. Phan Thanh Son - Deputy General Director of Techcombank presented breakthrough payment solutions at the ecological banking of the digital banking shaped from technology and data conversion of banking industry 2025 by the State Bank (SBV) that has become a forum to announce many solutions to convert the central digital transformation of commercial banks, Fintech and intermediaries. The presence of the heads of the Government and leaders of ministries and branches clearly shows the orientation of prioritizing the digitalization of the financial and banking fields in the national digital transformation strategy. In particular, the one -step import - approval mechanism is considered to be suitable for the needs of micro enterprises and start -up. This is a testament to the ability to develop products quickly and welcome digital financial trends. In the coming time, we will continue to turn ourselves to become the leading application bank and integrate artificial intelligence (AI) in Vietnam. Because we believe that transforming numbers not only helps the bank operate more effectively, but also helps peoples lives better, Phan Thanh Son said. In addition, Mr. Pranav Seth - director of the digital switch office said that Techcombank is building a bank operating based on artificial intelligence, in which big data and the machine will optimize internal operation, customer segment, risk prevention and decision -making support. Mr. Phung Duy Khuong - Permanent Deputy General Director of VPBank presented the solution to the Government leaders, the SBV at VPBank, the digital process was implemented in the direction of non -contact payment, with the focus of Tap & Pay. According to the bank representative, 60% of transactions in the fourth quarter of 2024 took place in the form of not touching, thanks to platforms like Apple Pay, Google Pay, Samsung Pay and Garmin Pay. In particular, the Pay By Account solution - allows customers to pay directly from the account without using a card - has made VPBank become the first unit in the Asia -Pacific region to cooperate with MasterCard. Internal statistics show that VPBanks credit card sales have increased by 70%. Along with that, the Tap To Phone platform has achieved 15,000 successful transactions, with more than 10,000 application downloads, 1,500 users are deployed at retail points. Another highlight comes from SHB, when the bank focuses on customer groups is the administrative unit of non -business (DVHCSN) with specialized financial service ecosystem. According to Mr. Do Quang Vinh - Vice Chairman of the Board of Directors and Deputy General Director of SHB, the bank is supporting hundreds of schools, hospitals, administrative agencies through integrated payment solutions. The Bank of Future model that SHB is developing expectations to fully integrate AI, Big Data and Machine Learning to enhance service capacity, cost optimization and risk management in the period of 2025-2026. Financial technology solutions go into the services of large banking groups, technology companies and mid -range banks also contribute to the process of ecosystems. As a technology enterprise presented to the Prime Minister about the Misa Lending platform - a solution to support small and micro enterprises to access loans without collaterals. Misa representative, Ms. Nguyen Thi Ngoan said that the platform has connected more than 300,000 businesses (DN) using MISAs Cloud service to the bank, providing living data to help assess risks in real time. By the end of April 2025, the total credit limit is given through MISA Lending reached 10,500 billion VND, total disbursement capital reached 22,500 billion VND, 30% higher than the traditional loan rate. Government leaders assessed that this model should continue to expand to form a triangle connecting the State - commercial bank - technology enterprise. Mr. Nguyen Hung- General Director of TPBank presented the strategy and technology solution to the Government leader. The SBVTPBank brings a different perspective when developing the Paste to Pay feature - allowing customers to make bank transfer through copying and sticking content from messaging platforms. CreditThis ability to combine AI, OCR and Generative AI, in order to simplify the transaction process, minimize errors and time of input. Mr. Nguyen Hung- General Director of TPBank, emphasized: TPBank does not wait for customers to come to the bank, but take the bank to the right place where customers need. The granting of digital transactions at TPBank is more than 98%, with a multi-platform integrated ecosystem from finance to e-commerce, education and insurance. This is part of the strategy of expanding financial and personalization points. Mr. Luu Danh Duc - Deputy General Director of LPBank presented the Banking Technology solution before the Government leaders and the State Bank of Vietnam a remarkable point at the event as LPBanks AI switchboard solution, operated by voice monitoring, helping to identify and support customers 24/7. According to Mr. Luu Danh Duc - Deputy General Director of LPBank, the system has helped reduce the personnel pressure by 50% and improve customer experience thanks to behavioral analysis and automatic identification.In addition, LPBank also introduces LPBank Healthcare solution - Smart medical registration platform integrated VNEID and Hospital Management Software (HIS). This solution not only helps optimize the medical examination and treatment process, but also promotes non -cash payment, data transparency and reducing management costs at health facilities. The content of MSBs presentation attracts the attention of the Government leaders and th
