📋 Tender Overview
In recent days, the resolutions of the pillar are becoming a guideline that promotes every transformation of the country, from politics, economy, culture and society. The whole country is in the atmosphere of emulation and innovation, with positive participation, actual participation of all levels and sectors. According to the SBV, up to now, over 90% of banking transactions at many credit institutions have been carried out through a channel, advocating to act on the Decision 57-NQ/TW of December 22, 2024 of the Politburos determination of science, technology, innovation and digital transformation as a strategic breakthrough as the main motivation for modernizing the country, renovating national management and fast and sustainable development. The Resolution emphasizes increasing investment in research - development, encouraging businesses (enterprises), social organizations to participate in science and technology activities and build innovative ecosystems, especially in the field of technology start -up. This direction, the banking industry has actively participated in the process of national modernization. With the function of raising and allocation of capital, the banking system contributes to the orientation of capital flows into priority areas such as digital conversion, innovation, small and medium -sized enterprise development, and sustainable growth projects, besides, the banking industry leads in modern technology applications such as AI, Big Data and Digital Banks, in order to improve service quality and comprehensive financial promotion. The combination of financial potential and technological capacity helps the industry become an important thrust in implementing socio -economic development goals. Not only perform the role of macro regulation, the banking industry also contributes to the effective implementation of the countrys development policies, promoting digital economy and improving national competitiveness, over the past time, the banking sector has achieved many outstanding achievements in the transformation of the peoples quality, contributing to the modernity of the peoples quality, contributing to the quality of the digital transformation and the quality of the quality of the people. Most commercial banks have invested heavily in technology infrastructure, digital banking, electronic wallets, mobile applications and non -cash payment services. Many pioneer units apply AI, Big Data, Ekyc and Blockchain to improve customer experience and optimize operation. Many basic banking operations such as saving deposits, opening accounts, card issuance, e -wallets, money transfer and loans have been completely digitized. According to the statistics of the SBV, in many credit institutions, more than 90% of transactions are now carried out through channel number. Most of the bank has effectively connected to the national database of the population and deployed customer identification by citizen identification. Transactions via Internet, mobile devices and QR codes in the past year recorded the growth of 35%, 33% and 66% compared to the same period in the same period 2024. By the beginning of 2025, more than 87% of adults in Vietnam had a bank account, with a total number of personal payment accounts in excess of 200 million. The banks simultaneously transformed, creating a flexible, modern and growing financial flow. One of the key tasks that the Government assigned the banking industry is to coordinate with the Ministry of Public Security to build a national database on customers, promote connectivity and share data between national database systems, specialized and national public service portals. At the same time, the banking industry needs to expand data connection with ministries and branches; Promote the application of advanced technology such as AI, Big Data to develop modern, security and friendly services, this is an important step to contribute to perfecting the national digital ecosystem, building a modern digital and social economy, serving better people, accompanying businesses to develop and create a sustainable future. Currently, a series of new digital utilities are continuously deployed, contributing to the residents of the people. The digital process not only shortens the gap between the people and the public authority, but also enhances the connection between the private sector and the public units, creating an effective, transparent and modern ecosystem every day. Cashless payment is deployed at the public service system with integration of non -cash payment in hospitals, schools ... are deeply changing the experience of the people. As shared by a mother who took her children to the National Hospital of Pediatrics, only a burden application has decreased quite a lot. In the past, the mother had to work hard and take care of the child to take care of the hospitals examination and payment procedures, but now they can both pay hospital fees and receive automatic refunds without having to queue or fill out the form. People save time and cost; The hospital operates more effectively and transparently; Data is connected to the national system, improving the effectiveness of supervision and management. The connections between public units, businesses and banks are gradually forming the ecosystem to serve people better and better. In the opposite direction, the prestige and effectiveness of public authoritiesG is strengthened, becoming an important link in perfecting the national management system. The integrated payment solution provided by SHB to the date of conversion of the 2025 banking industry, also an initiative that has three awards at SHBs internal competition, one of the banks that provide comprehensive financial solutions to many hospital systems across the country shared: Digital transformation in the banking industry is not only modernization of internal force but also practical contributions to the government construction process. SHB always encourages i
