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With the theme Smart ecosystem in the new era, the 2025 banking conversion event shows the strong determination of the whole industry in improving customer experience, interdisciplinary connectivity and ensuring information security on comprehensive digitizing platforms. Press conference announced the event Conversion of the number of banking industry in 2025 - Photo: VGP/HT on May 26, in Hanoi, the State Bank of Vietnam (SBV) held a press conference to announce the event Transforming the number of banking industry in 2025. Towards a smart digital ecosystem, according to the representative of the Organizing Committee: Resolution 57-NQ/TW as an important institutional pillar in promoting innovation and comprehensive transformation. With that spirit, this years event theme: The smart digital ecosystem in the new era is not only suitable for the strategic orientation of the Party and the Government but also closely following the target of bringing people and businesses as the center of digital transformation. The content of the topic is in accordance with Resolution 57, the orientation to improve customer experience, creating motivation for digital economic development. Thirdly, the theme of connection with the spirit of changing the number of the people, comprehensive and comprehensive, ensuring inter -sectoral links, aiming to serve the maximum of the people and DN. Do not stop there, this years theme is also a continuation of orientation from previous years, in which the convergence of advanced technologies such as artificial intelligence, blockchain, large data is particularly emphasized. Banking digital ecosystems are expected to become the center of data flow, financial and service coordination, aiming at the goal of comprehensive digitalization. Up to now, over 90% of bank transactions at many credit institutions have been carried out via digital channels, more than 87% of adults in Vietnam have bank accounts. In addition, a series of services such as deposits, accounts, card issuance, money transfer, loans ... have been digitized 100%, help shorten time, save costs and improve convenience for customers. Serving digital conversion. International cooperation is expanded to update technology trends, improve the capacity of the banking staff. With the motto of taking data as a strategic resource, the banking industry is gradually building a common database system to make a decision -based decision -based decision. At the same time, strengthening communication and financial education is also an integral part for people and businesses to access digital banking services safely and effectively. Mr. Pham Anh Tuan - Director of the Department of Payment (SBV) exchanged information on bank transformation - Photo: VGP/HTS tightening safety, preventing fraud and high -tech fraud properly representing the Payment Department (SBV), in the coming time, the SBV focuses on six specific groups of solutions including: Deploying digital conversion plans; Completing legal institutions; tight coordination with the Ministry of Public Security to implement Project 06; infrastructure upgrade; expand international cooperation and human resource development; Connecting and sharing interdisciplinary information. Number of banks and goals set out in Resolution 57-NQ/TW, Resolution 71/NQ-CP; Secondly, continue to improve the institution, closely coordinate with relevant ministries to accelerate the review, amendment and promulgation of legal documents that promote and remove difficulties in the Banking Department, change the number of banking sectors; third, closely coordinate with the Ministry of Public Security to continue the planning of the planning of coordination with the coordination of the number of coordination and coordination of the number of coordination of coordination numbers 01/KHPH-BCA-NHNN between the Ministry of Public Security and the SBV in the implementation of Project 06; Fourthly, continue to upgrade and complete the infrastructure for the conversion of banking sectors to ensure security and safety, focus on building the database system that shared the banking industry to make decisions based on data; fifth, enhance international cooperation to update new technology trends, learn from the nation; focus on developing high quality human resources for digital transformation and innovation; Friday, continue to implement interdisciplinary coordination: integration, connection and sharing of banking information with other sectors and fields to expand digital ecosystems and develop digital banking services, digital payments; Seventh, promote communication, priceo Financial sex for people and businesses. Especially, in order to deal with increasingly sophisticated fraud through bank accounts, the SBV representative said: This agency is rushing to revise Circular 17, tighten the management of biometric information. Since September 1, 2025, the opening of an organization or individual account has to be verified through biometric data, comparison with the national database (database) of the residential country. This is a solution to protect customers interests, prevent fraud. The SBV will also ban the use of alias, also known as Alias linked to the real bank account number and are used to receive/transfer money, log in, or authenticate transactions because this can be misleading for money transferers. VietinBank, MB, Agribank will take turns on digital applications. The warning of the suspected fraud account will be displayed right on the application, the money transferor has the right to decide to continue or stop the transaction. At the same time, the SBV and the units will organize many inspection teams to ensure synchronous implementation of VNEID in banking activities. Vietcombank has cooperated with the Center for Residential Data Application and Citizenship Data (RAR Center) of the Ministry of Public Security in digital applications, opening a new step in online credit activities and online inv
