📋 Tender Overview
Contract awarded for Granting a long-term loan of up to 17,800,000 pln intended to cover part of the planned budget deficit of the municipality of sucha beskidzka. lot-0001, title: granting a long-term loan up to the amount of 17,800,000 pln intended to cover part of the planned budget deficit of the municipality of sucha beskidzka, description: the subject of the order is the service of granting a long-term loan up to the amount of 17,800,000.00 pln (in words: seventeen million eight hundred thousand zlotys). the purpose of the loan is to finance investment expenditures related to the purchase of perpetual usufruct rights to real estate along with ownership rights to buildings in sucha beskidzka. detailed requirements regarding the subject of the order: a) loan amount: up to 17,800,000.00 pln; b) the ordering party reserves the right to partially utilize the granted loan without incurring additional costs related to it; the ordering party will inform the contractor of the final loan amount on the day of signing the contract; c) interest may only be charged on the actually utilized loan amount; d) capital repayment: 10 equal annual capital installments, payable by december 15 of each year during the period 2028-2037; e) interest payable quarterly, starting from the first quarter of 2027, due by the 15th day of the following month after the quarter, with the last interest installment being paid together with the capital installment, i.e., by december 15, 2037. the repayment schedule depends on the final loan amount and will be established on the day of the contract conclusion; f) if the due date for interest or capital installments falls on a saturday, sunday, holiday, or another day off work, the repayment of interest or capital installments will take place on the first working day after that day; g) the accounting year is assumed to be 365 days; h) the loan security is established in the form of a promissory note 'in blanco'; i) the commission for granting the loan will be charged and will burden the ordering party on the condition of the loan being disbursed. the commission will be calculated on the actually disbursed loan amount (on the amount of each disbursed tranche); j) the ordering party (the borrower) has the right to repay the entire or part of the loan at any time before the deadline specified above, with a one-month notice period, without additional fees (including for preparing an annex to the contract) or commissions. early repayment of the loan will result in a proportional reduction of the amount of interest due, which will be calculated on the remaining amount of debt to be repaid; k) no fees and commissions for early repayment of the loan or reduction (limitation) of the loan amount; l) the currency of the loan will be the polish zloty – all settlements between the contractor (the bank) and the ordering party (the borrower) will be made in polish zlotys; m) the commission (if specified by the contractor in the offer) will be deducted from each tranche of the loan; n) for the purposes of calculating the interest rate, it is assumed that the year consists of 365 days, and the month the actual number of days. the interest rate according to the variable interest rate established as the base rate (wibor 3m rate) increased by a fixed bank margin. the base rate will be established for a period of 3 months at the wibor 3m rate on the last working day of the month ending the calendar quarter and will apply from the first calendar day of the following quarter; o) any change in the loan repayment schedule will not incur any costs for the ordering party (the borrower), and in particular, no commissions or fees will be charged in this regard; p) the ordering party requires that the loan be disbursed in the form of three tranches, i.e., the first tranche in the amount of 6,000,000.00 pln within 3 days from the date of the contract conclusion, the second tranche in the amount of 7,000,000.00 pln on november 20, 2026, the third tranche in the amount of 4,800,000.00 pln on december 15, 2026. the ordering party reserves the right to change the amounts of individual loan tranches or the dates of their disbursement without incurring additional fees and commissions; q) the ordering party reserves the right not to disburse the loan or to change the dates of disbursement of individual tranches without incurring additional fees and commissions. a detailed description of the subject of the order is included in the specification of terms of the order (swz), which has been made available on the website of the conducted proceedings: estimated value excluding vat: 4806751.78 pln.Granting a long-term loan of up to 17,800,000 pln intended to cover part of the planned budget deficit of the municipality of sucha beskidzka.
